TERMS AND CONDITIONS

Last Updated: June 18, 2026

These Terms and Conditions govern your use of the website, online forms, phone services, text messaging services, and related communications (collectively, the “Site”) operated by 1800NOFAULT, LLC (“1-800-NO-FAULT,” “we,” “us,” or “our”). By using the Site or contacting 1-800-NO-FAULT, you agree to these Terms and Conditions.

1. Important Notice: 1-800-NO-FAULT Is Not a Law Firm or Medical Provider

1-800-NO-FAULT is a consumer information and marketing platform that helps connect individuals involved in accidents with independent attorneys, medical providers, or other service providers, where available and appropriate.

1-800-NO-FAULT is not a law firm, medical practice, insurance company, or emergency service provider. We do not provide legal advice, medical advice, diagnosis, treatment, insurance advice, or claims-handling services. Any attorney, law firm, medical provider, or other professional or service provider to whom you may be referred is independent from 1-800-NO-FAULT and is solely responsible for their own professional judgment, fees, engagement terms, and professional obligations.

2. No Professional Relationship Created

Use of this Site, submission of a form, phone call, text message, email, or other communication with 1-800-NO-FAULT does not create an attorney-client relationship, doctor-patient relationship, or other professional relationship with 1-800-NO-FAULT or any independent provider.

Any attorney, medical provider, or other professional you may be connected with is independent from 1-800-NO-FAULT. You are free to choose whether to contact, retain, or use any provider, and you are not required to use any provider referred or identified by 1-800-NO-FAULT.

3. No Guarantees

1-800-NO-FAULT does not guarantee that you will be referred to an attorney, medical provider, or other professional. We also do not guarantee any legal, medical, financial, insurance, settlement, or case outcome.

Any decision about your legal rights, medical care, insurance claim, or treatment should be made directly with a qualified professional.

4. Attorney Advertising and Referral Disclosures

This Site may be considered advertising in certain jurisdictions. The hiring of an attorney is an important decision that should not be based solely on advertising.

Where required, 1-800-NO-FAULT operates as a qualifying provider, advertising platform, or referral service subject to applicable state rules. Availability of services and referrals may vary by state.

5. Site Information

The content on the Site is provided for general informational purposes only. It may not reflect current law, medical guidance, insurance rules, or local requirements in every jurisdiction. You should not rely on Site content as legal, medical, insurance, or professional advice.

We may update, modify, or remove Site content or these Terms from time to time. Updates to these Terms will be posted on this page, and your continued use of the Site after changes are posted means you accept the updated Terms.

6. Third-Party Providers and Links

This Site may include links to third-party websites or connect users with independent third-party providers. 1-800-NO-FAULT does not control and is not responsible for third-party websites, content, services, advice, acts, omissions, or representations.

1-800-NO-FAULT does not endorse, recommend, guarantee, rate, or make any representation regarding the quality, experience, availability, suitability, results, fees, or services of any attorney, law firm, medical provider, or other professional or service provider.

7. User Submissions and Permitted Use

By submitting information through the Site or by phone, text, email, or other communication, you represent that the information is accurate and that you are authorized to provide it. You agree not to submit false, misleading, unlawful, abusive, confidential, privileged, or third-party information that you are not authorized to share.

You may not misuse the Site, interfere with its operation, attempt unauthorized access, submit malicious code, scrape content, impersonate another person, or use the Site in violation of applicable law.

Submission of information does not guarantee a response, referral, appointment, consultation, treatment, representation, or service.

You authorize 1-800-NO-FAULT to collect, use, process, and disclose your information as reasonably necessary to respond to your inquiry, communicate with you, evaluate your request, connect you with independent attorneys, law firms, medical providers, or other service providers, operate this Site, and as otherwise described in our Privacy Policy.

You also authorize 1-800-NO-FAULT and its representatives, and, where applicable, independent attorneys, law firms, medical providers, or other service providers, to contact you regarding your inquiry, requested services, referrals, follow-up, scheduling, and related communications, subject to applicable law and your communication preferences.

Where permitted by law, calls and other communications with 1-800-NO-FAULT may be recorded or monitored for quality assurance, training, compliance, documentation, and business purposes.

8. SMS/Text Messaging Terms

By providing your phone number and agreeing to receive text messages, you consent to receive SMS or MMS messages from 1-800-NO-FAULT related to your inquiry, requested services, follow-up communications, appointment coordination, reminders, related customer-service communications, and, where separately authorized, marketing communications.

Message frequency may vary. Message and data rates may apply. Consent to receive text messages is not required as a condition of purchasing or using any service.

You may opt out at any time by replying STOP to any text message. For assistance, reply HELP or contact us at info@thenofaultgroup.com.

9. Privacy

Your use of this Site and related communications is also governed by our Privacy Policy. Please review the Privacy Policy for information about how we collect, use, disclose, and protect personal information.

10. Intellectual Property

All content on the Site, including text, graphics, logos, icons, images, videos, trade names, trademarks, service marks, and other materials, is owned by or licensed to 1-800-NO-FAULT or its affiliates, unless otherwise stated.

You may not copy, reproduce, modify, distribute, display, or use Site content for commercial purposes without prior written permission.

11. Disclaimer of Warranties

THE SITE AND ALL INFORMATION, CONTENT, COMMUNICATIONS, AND SERVICES PROVIDED BY OR THROUGH 1-800-NO-FAULT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, 1-800-NO-FAULT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND RELIABILITY. 1-800-NO-FAULT DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

12. Limitation of Liability

For purposes of this Section, “Company Parties” means 1-800-NO-FAULT and its owners, affiliates, officers, directors, employees, representatives, agents, contractors, service providers, successors, and assigns.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY PARTIES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR LOST-PROFIT DAMAGES, OR FOR ANY DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE, ANY REFERRAL OR FAILURE TO REFER, ANY THIRD-PARTY SERVICES, ANY COMMUNICATIONS WITH 1-800-NO-FAULT, OR ANY INFORMATION PROVIDED THROUGH THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE FOREGOING LIMITATIONS APPLY REGARDLESS OF THE LEGAL THEORY ASSERTED, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING ACTIVE OR PASSIVE NEGLIGENCE), PRODUCT LIABILITY, STRICT LIABILITY, OR ANY OTHER LEGAL BASIS, EVEN IF ANY COMPANY PARTY HAS BEEN ADVISED OF, OR SHOULD HAVE KNOWN OF, THE POSSIBILITY OF SUCH DAMAGES.

YOU EXPLICITLY ACKNOWLEDGE AND AGREE THAT 1-800-NO-FAULT IS AN INFORMATION AND REFERRAL MARKETING PLATFORM. THE COMPANY PARTIES ARE NOT A LAW FIRM, MEDICAL PROVIDER, OR INSURANCE CARRIER, AND DO NOT PROVIDE LEGAL OR MEDICAL ADVICE. THE COMPANY PARTIES SHALL NOT BE HELD LIABLE FOR THE ACTIONS, OMISSIONS, MALPRACTICE, NEGLIGENCE, OR OUTCOMES OF ANY INDEPENDENT ATTORNEY, MEDICAL PROVIDER, OR THIRD-PARTY PROVIDER TO WHOM YOU ARE CONNECTED OR REFERRED THROUGH THE SITE.

IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE COMPANY PARTIES FOR ALL CLAIMS, LOSSES, DAMAGES, CAUSES OF ACTION, OR LIABILITIES EXCEED FIVE HUNDRED U.S. DOLLARS ($500.00). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, THE COMPANY PARTIES’ LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

13. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

14. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless 1-800-NO-FAULT and its owners, officers, directors, employees, representatives, contractors, affiliates, service providers, and agents from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your misuse of the Site, violation of these Terms, violation of applicable law, your submissions, or your violation of any third-party rights.

15. Contact Us

For questions about these Terms and Conditions, please contact: 1-800-663-2858 | Email: marketing@thenofaultgroup.com